📋 Official Terms & Conditions

Terms and Conditions fmc99 — The Complete Guide for Members

Before you start playing at fmc99, please read and fully understand these Terms and Conditions. This document contains important information regarding your rights and responsibilities as a member of our platform.

Updated: January 2026

Summary Key Terms

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18+ Age Restriction

Fmc99 only allows members aged 18 and above. All registrations go through strict identity verification (KYC) to ensure compliance with this requirement.

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One Account Per User

Each user is only permitted to hold one active account. Duplicate registrations may result in account suspension and the balance being withheld pending investigation.

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Clear Bonus Terms

All fmc99 bonuses and promotions are subject to clearly stated wagering requirements. There are no hidden conditions or misleading terms.

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Fast & Transparent Withdrawals

Withdrawal requests are processed in accordance with transparent procedures. Processing times, minimum limits, and supported payment methods are detailed within these terms.

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Account Security

You are responsible for keeping your account password confidential. fmc99 will never ask for your password through any communication channel outside the platform.

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Fair & Regulated Gaming

All fmc99 games use an independently verified RNG system. Every game outcome is completely random with no manipulation by the platform.

These Terms and Conditions form a binding agreement between you ("Member") and fmc99 ("Platform"). By registering for or using any part of the fmc99 platform, you are deemed to have read, understood, and fully agreed to all terms stated below.

1 Introduction & Acceptance of Terms

Welcome to fmc99, an online entertainment platform established specifically to serve the needs of Malaysian users. These Terms and Conditions ("Terms") govern all aspects of your use of the fmc99 platform, including our official website, mobile app for Android and iOS, and all services and games available within.

Fmc99 operates under a recognized international licence and complies with all regulations and guidelines set by the relevant licensing authority. Our platform offers a wide range of online entertainment including slots, Live Casino, sports betting, bingo, and progressive jackpot games — all within a safe, fair, and responsible environment.

Your continued use of the fmc99 platform after any amendments to these Terms are published will be deemed as your acceptance of those changes. We encourage you to review this page periodically to stay informed of the latest applicable terms.

2 Member Eligibility

To register and use the fmc99 platform, you must meet all of the following eligibility requirements:

  • Aged at least 18 years of age on the date of registration.
  • Is an individual with full legal capacity to enter into a binding agreement.
  • Not be on any exclusion list or self-exclusion program related to online gambling.
  • Use the account for personal entertainment purposes only, and not in a commercial or professional capacity on behalf of others.
  • Not use any automation software, bots, scripts, or other technical methods to gain an unfair advantage in games.

Fmc99 reserves the right to request proof of age and identity at any time. If you are unable to verify your age when requested, access to your account will be suspended until verification is successfully completed. Any wins obtained during the suspension period may be voided if the user is found not to meet the eligibility requirements.

3 Account Registration

The fmc99 account registration process is designed to be simple and quick. You are required to provide accurate, complete, and up-to-date information when registering. Required details include your full name, an active Malaysian mobile number, date of birth, and preferred payment method.

Each user is only permitted to have one active account at any one time. Any attempt to register more than one account — whether using the same or different identities — is considered a serious violation of these Terms and may result in the permanent suspension of all associated accounts along with forfeiture of any existing balances.

Once your account is successfully registered, you are fully responsible for all activity that occurs within it. If you suspect that your account has been accessed by an unauthorised party, please contact the fmc99 customer support team via live chat immediately.

KYC Verification: fmc99 conducts an identity verification (KYC) process for all members. You may be asked to submit a copy of your identification card or passport and proof of address during this process. KYC verification is a protective measure for the security of your own account.

4 Deposit & Payment

Fmc99 supports a variety of popular deposit methods among Malaysia users, including DuitNow, FPX, Touch 'n Go eWallet, GrabPay, and Boost. All deposit transactions are protected by 256-bit SSL encryption to ensure the full security of your financial information.

  • Minimum Deposit Limit: RM 30 for all supported payment methods.
  • Maximum Deposit Limit: This depends on your payment method and account level. VIP members enjoy higher deposit limits.
  • Processing Time: Deposits via DuitNow and FPX are credited to your account within minutes. Processing times may vary for e-wallet methods.
  • Currency: All transactions are conducted in Malaysian Ringgit (MYR).

Funds deposited into your fmc99 account must originate from a bank account or e-wallet registered in your own name. fmc99 does not accept third-party deposits. Any attempt to deposit funds from unverifiable sources will be blocked and referred for further investigation.

Fmc99 does not charge any processing fees on deposits. However, some banks or e-wallet providers may impose additional charges. You are advised to check with your financial service provider beforehand if applicable.

5 Fund Withdrawal

Fmc99 is committed to ensuring a smooth, transparent, and efficient withdrawal process for all members. Withdrawals may only be made to a bank account or e-wallet that has been registered and verified in the same member's name.

  • Minimum Withdrawal Limit: RM 50 per transaction.
  • Processing Time: Most withdrawals are processed within 1 to 3 business hours. Withdrawals requiring additional review may take up to 24 hours.
  • Identity Verification: fmc99 reserves the right to request additional identity verification before approving any withdrawal request, particularly for larger amounts.
  • Bonus Wagering Requirement: Any bonus received must meet the full wagering requirement before the relevant amount can be withdrawn.

Withdrawal requests submitted on public holidays or outside of office hours will be processed on the next working day. fmc99 is not responsible for any delays caused by the receiving bank or third-party e-wallet service providers.

6 Bonus & Promotions

Fmc99 offers a variety of attractive bonuses and promotions for new and existing members from time to time. All bonuses are subject to specific terms and wagering requirements as stated in the relevant promotion details.

  • Wagering Requirement: Each bonus has its own wagering requirement that must be met before bonus funds can be converted into withdrawable cash. This requirement is clearly stated on the promotions page.
  • Bonus Validity Period: All bonuses have a limited validity period. Bonuses that remain unused after the validity period expires will be automatically forfeited.
  • Single Bonus Use: Only one active bonus is allowed at a time unless otherwise stated in the relevant promotion terms.
  • Betting Limit While Bonus Is Active: While a bonus is active, the maximum wager per round or hand is RM 10 unless otherwise stated.
  • Eligible Games: Not all games contribute equally to bonus wagering requirements. Please check the promotions page for more details.

Fmc99 reserves the right to cancel or modify any promotion at any time if there is evidence of abuse, unfair exploitation, or breach of terms. fmc99's decision in such matters is final.

7 Game Rules

All games available at fmc99 are operated in accordance with international industry-standard rules. Each game has its own specific rules, which can be reviewed in the relevant help or game information section.

The following are considered serious violations and may result in account suspension:

  • Use of automation software, bots, or scripts to play on your behalf.
  • Collusion between players to gain an unfair advantage in head-to-head games (e.g. poker).
  • Exploiting any technical bugs or system vulnerabilities to obtain illegitimate wins.
  • Attempts to manipulate game outcomes through any technical or non-technical means.

Fmc99 employs a sophisticated real-time monitoring system to detect any unusual activity. Wins obtained through methods that violate these terms will be voided and the account in question will be blocked without prior notice.

8 Account Security

Your account security is a shared responsibility between you and fmc99. Our platform uses bank-grade encryption and two-factor authentication to protect your account, but you are also required to take the following steps:

  • Use a strong, unique password that is not used for any other account.
  • Do not share your login credentials with anyone, including family members.
  • Always log out of your account when using a public or shared device.
  • Enable two-factor authentication (2FA) for an added layer of protection.
  • Review your account activity regularly and report any suspicious transactions immediately.

Fmc99 will never ask for your password, PIN, or sensitive account information via email, SMS, WhatsApp, or any channel outside the platform. If you receive any such message purportedly from fmc99, please ignore it and report it to our support team immediately.

9 Privacy & Data Protection

Fmc99 takes member privacy very seriously. All personal information you provide during registration or use of the platform is collected, processed, and stored in accordance with our Privacy Policy our comprehensive.

Your information will not be sold, shared, or transferred to third parties without your consent, except in the following situations:

  • When required by law or a valid court order.
  • For identity verification purposes through approved KYC service providers.
  • For processing financial transactions through authorised payment processors.
  • In cases of fraud investigation or illegal activity involving your account.

You have the right to request access to your personal data held by fmc99, request correction of inaccurate data, or request deletion of data subject to applicable legal and regulatory requirements. For any privacy-related enquiries, please contact our support team via live chat.

10 Account Suspension & Closure

Fmc99 reserves the right to suspend or close any account for the following reasons without prior notice:

  • Violation of any provision under these Terms and Conditions.
  • Suspected fraud, money laundering, or any other illegal activity.
  • Providing false or misleading information during registration or the KYC process.
  • Duplicate registrations or attempts to circumvent a previous account ban.
  • Abusive, threatening, or inappropriate behaviour towards staff or other members.

You may also choose to close your fmc99 account at any time by contacting our customer support team. Prior to closure, all eligible funds will be processed for withdrawal in accordance with our standard procedures, subject to the required KYC verification.

11 Responsible Gaming

Fmc99 is fully committed to the principles of responsible gaming. We believe that online entertainment should be enjoyed within healthy limits, and we provide a range of tools to help members manage their gaming habits.

  • Deposit Limit: Set your own daily, weekly, or monthly deposit limits in your account settings.
  • Loss Limit: Set the maximum amount you are willing to lose within a specified period.
  • Session Time Limit: Limit your gaming session duration to avoid playing for too long.
  • Cooling-Off Period: Take a break from the platform for 24 hours up to 6 weeks.
  • Self-Exclusion: Exclude yourself from the platform for 6 months, 1 year, or permanently.

If you are concerned about your own or a loved one's gaming habits, please visit the Responsible Gaming us for more information and support resources. We also encourage you to seek professional support if needed.

12 Terms Amendment & Governing Law

Fmc99 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time at our sole discretion. Members will be notified of any material changes via in-platform notification or registered email at least 7 days before the changes take effect.

Your continued use of the fmc99 platform after the effective date of any amendment constitutes your full acceptance of those changes. If you do not agree with the amendments made, you have the right to close your account and withdraw any eligible balance before the amendment's effective date.

These Terms and Conditions are governed by the laws and regulations set by fmc99's licensing authority. Any disputes arising from the use of this platform will be resolved through the arbitration procedures established by that authority. The decision of the arbitration panel is final and binding on both parties.

If you have any questions regarding these Terms and Conditions, fmc99's customer support team is available 24 hours a day, 7 days a week via in-platform live chat. We always strive to provide clear and helpful answers in the shortest time possible.


These Terms and Conditions take effect from January 2026 and supersede all previous versions.

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Read & Understood? Start Playing Now

Register your fmc99 account today and enjoy hundreds of games on a secure, fair platform trusted by over 100,000 members in Malaysia.

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